A strong planning process is the best way to create a more financially secure future. It is crucial to create a financial plan that seeks to protect your needs now and plans for the future in a tax efficient manner. It is our goal to assist you to build a solid financial structure that will stand the test of time and that will grow and build wealth for you and your family. Our process revolves around five key areas:

  • Invest wisely
  • Be tax efficient
  • Transfer wealth efficiently
  • Insure against unforeseen risks
  • Make charitable gifts impactful

 

A new model of investing 

This model is based not on speculation, but on the science of capital markets. Decades of research guide the way. Our goal is to deliver the performance of capital markets through state-of-the-art portfolio design and trading. Through our process we seek to understand the risk profile and liquidity needs of our clients. We identify gaps in their investment plans to help them get where they want to go.

 

We give tax advice 

We actively seek ways to minimize your taxes in your investments, your business, and your ordinary income. We work with your tax preparer to help you implement a sound tax minimization strategy.

 

We work with our clients to ensure there is a plan to transfer their wealth to heirs 

Do you have a will? Do you need a living trust? Is a Charitable Remainder Trust right for you? We can work with clients and their attorneys to ensure clients are able to transfer their wealth as efficiently as possible.

 

We work hard to protect client wealth in today’s society 

Do you have life insurance? Do you need life insurance? How about Long Term Care insurance? Do you purchase a policy, or should you self-insure? Do you have a personal umbrella policy? Because we do not sell insurance or receive any compensation from insurance products we recommend, we can give unbiased advice on how to efficiently protect your wealth from unforeseen events.

 

We help our clients make an impact in the causes they are passionate about

We help develop gifting strategies that assure their gifts make a difference in the world we live in.

With these goals in mind, we will work together to assess your total financial planning needs. We will consider important milestones such as major purchases, marriage, children, education, dreams and retirement. This plan will entail regular review of ongoing financial management strategies.